Services

Expert support in compliance with AML regulations

I help entrepreneurs and company management navigate the complexities of AML regulations. I offer support that mitigates the risk of errors and allows for the identification of which ones are enabled and which ones are enabled.

Services

01. AML CONSULTATIONS

Practical AML support for companies subject to the Act’s obligations – without the need to hire an additional specialist.

Every obligated institution faces questions that are difficult to answer simply: is our procedure up to date? How should we prepare for a GIIF inspection? What changes with the entry into force of new regulations? What obligations does our company face?

AMLsense consultations offer a direct conversation with an expert – a specific, practical answer based on years of operational experience.

Scope of consultation

Obligations arising from the AML Act - what exactly does your company have to have and do?
Preparing for a GIIF inspection - what is the regulator looking for and how to prepare for it
KYC and CDD processes - customer onboarding, verification, documentation
Suspicious transactions and reporting - when and how to report, how to keep records
VASP and CASP Obligations - MiCA, Travel Rule, registration, transaction monitoring
Responsibilities specific to your industry - fintech, real estate, accounting offices, currency exchange offices, and more
Questions and doubts in the AML area - answers to questions that arise in everyday work

Forms of cooperation

One-time expert consultation - online session devoted to a specific issue. Perfect when you need an expert answer to one question or a quick verification of a document or process.
Ongoing AML Collaboration - a fixed number of hours per month dedicated to ongoing AML support. For companies that regularly require answers to regulatory questions, document reviews, or support with regulatory changes. The collaboration includes an agreed-upon number of consultation hours, ongoing email inquiries, documentation reviews upon request, and a monthly summary of significant regulatory changes. Ongoing collaboration does not include outsourcing of AMLRO functions.

For whom?

I support obligated institutions that want to comply with the AML Act but do not always have sufficient resources to do so independently. These include, in particular, fintech companies and payment institutions, VASPs and CASPs, accounting firms and tax advisors, real estate agents, currency exchange offices, pawn shops, and other entities covered by Article 2, Section 1 of the AML Act.

Let's get started

Briefly describe your case in the contact form – I’ll respond within 48 hours. We begin with a free initial consultation, during which we assess the scope and select the appropriate form of support.

Services

02. RISK ASSESSMENT AND AML PROCEDURE

AML documentation compliant with GIIF requirements – written from a practitioner’s perspective, not a theoretician’s.

The AML Act imposes two separate documentation obligations on each obligated institution: preparing a risk assessment (Article 27) and developing an internal AML procedure (Article 50). Both documents must be consistent, tailored to the specific nature of the business, and regularly updated. The risk assessment is the foundation of a properly prepared procedure – errors made during the risk assessment stage have a direct impact on all other AML obligations.

Risk Assessment (Article 27 of the AML Act)

A risk assessment is a separate document that determines a company’s vulnerability to money laundering and terrorist financing risks, taking into account the specific nature of its business, clients, and services offered. According to the AML Act, it is subject to regular updates, at least every two years. A well-prepared risk assessment is the starting point for all other AML obligations.

AML Procedure (Article 50 of the AML Act)

The internal AML procedure defines the company’s rules of conduct regarding counteracting money laundering and terrorist financing. It must be tailored to the specific nature of the business – a generic template downloaded from the internet will not suffice and will not meet the expectations of the General Inspectorate of Financial Information (GIIF) during an inspection.

The documentation I prepare may include:

Documentation update

AML regulations are subject to regular changes, both at the national and EU levels. AML procedures and risk assessments should be updated whenever significant changes occur in regulations or the company's business model. I offer documentation updates on a one-time basis or on a recurring basis.

Let's get started

Briefly describe your situation in the contact form—I’ll respond within 48 hours, and we’ll schedule an initial conversation. Based on this, we’ll select the scope of documentation and agree on a turnaround time. The final version is delivered in an editable format.

Services

03. AML TRAINING

Expert knowledge delivered by someone who understands AML from the inside – including from the perspective of the regulator’s expectations. I participate in closed GIIF training sessions, which directly impacts the quality and relevance of the training I conduct.

Article 52 of the AML Act imposes on all obligated institutions the obligation to ensure the participation of individuals performing AML activities in training programs. According to the guidelines of the regulatory authorities, compliance with this obligation should be documented – the documents should clearly indicate who received the training, when, to what extent, and by whom.

Available formats

Closed training - dedicated to a single company, with a program tailored to the industry and business specifics. Online or in-person, for the entire team or selected individuals. Each participant receives training materials, a knowledge test, and an AMLsense certificate. I provide complete training documentation in accordance with the requirements of Article 52 of the AML Act.
Open training - online, for participants from various companies. The open training schedule is published in advance. Each participant receives a knowledge test and AMLsense certificate.
Online course—to be completed independently at your own pace. Knowledge test and certificate upon completion. First edition in preparation: AML for crypto companies and VASPs - obligations, procedures, Travel Rule.

AMLsense Certificate

Examples of training topics

Obligations of the obligated institution - AML Act from scratch
KYC and CDD in practice - customer verification, financial security measures
Suspicious transactions - how to recognize them, escalate them and report them to the GIIF
Preparing for the GIIF inspection - what does the regulator check and how to prepare for it
AML for fintechs and payment institutions
AML for VASPs and crypto companies - MiCA, Travel Rule, CASP obligations
AML for accounting offices and tax advisors
AML for real estate agents
AML/CFT regulatory news - the EU AMLR and AMLA package

For whom?

AMLsense training is addressed to all obligated institutions - in particular to companies that want not only to meet the statutory requirement, but also to actually train their team in a practical and up-to-date manner.

Let's get started

Briefly describe your situation in the contact form – I will respond within 48 hours and we will arrange an initial conversation during which we will select the format and scope of training best suited to your company.

Contact

Contact me

Protecting and growing your business starts here

Please share your project objectives or company situation, so we can work with you to determine the scope of support you need – AML procedures, training, risk assessments, or consultations. The information in the form will serve as a starting point for preparing a personalized proposal.